For Wills Terms & Conditions

Terms and Conditions

Introduction

Please read the terms of this entire document (“Terms”) carefully because it explains your rights and responsibilities when you visit our websites (“Websites”) or related feeds, social media, newsletters and emails (together with Websites, these are collectively referred to as “Communications”). By accessing or signing up to receive Communications, you agree to be bound by these Terms.

Some of our Websites connect you with links, apps or add-ons that are provided by other parties and may be subject to separate Terms.

Account Registration

Our Websites may require you to register for an account in order to access features and benefits. If applicable, additional terms will be presented to you. You are responsible for all activities under your account. Some Websites allow you to create a username during registration. Your use of a username must comply with our Acceptable Use Policy.

Content Licensing

Our Communications include content such as articles, images, photographs, comments, software code, audio and video clips, and other materials (collectively, “Content”). Content is ours, contributors to our projects and other sources.

Some Content in our Communications is acquired from sources that prohibit further use of their Content without advance permission. Where possible, the Content or Website footer will display a notice with the applicable license. You agree to abide by such notices. Note the following specifics:

• Some Content expressly indicates that the author does not intend for an open license to apply. You should contact the author or author’s agent for permission to use such Content.

• Some Content contains our trademarks, trade dress, logos and brand assets (“Trademarks”). Except for a few limited circumstances, Trademarks cannot be used without our advance written permission. We expect you to print Trademarks on all documents and reports you generate from our website.

Content Submissions

You may contribute Content (such as make notes about products and services of product providers) when interacting with our Communications (each a “Submission”).

You agree to the following in connection with each Submission:

• You represent and warrant that your Submission will comply with these Terms and our Acceptable Use Policy.

• You hereby grant us a nonexclusive, royalty-free, worldwide, sublicensable license to use your Submission in connection with the Communications and online and offline promotion of our mission, products and services.

• You acknowledge that your Submissions may be accessible by other registered users of the applicable service or the public.

• You represent and warrant that you have the rights necessary to grant the rights for use to reuse your Submissions, and further, that the uses contemplated under these Terms will not infringe the proprietary or intellectual property rights of any third party.

• You understand and agree that we reserve the right, at our discretion, to review, modify, or remove any Submission that it deems is objectionable or in violation of these Terms.

Our privacy policy describe how we handle information that we receive from you in connection with our Communications. The Privacy policy explains, for example, that we place certain cookies on our Websites.

Communications

You may receive emails containing details about wills and associated services from us after registration for an account. You may also receive emails from us in connection with your account (for example, legal, privacy, and security updates).

Term; Termination

These Terms commenced when you registered with us and will continue to apply until ended by either you or us. You can choose to end them at any time for any reason by discontinuing your use of our Communications and, if applicable, deleting your account.

We may suspend or terminate your access to our Communications at any time for any reason, including, but not limited to, if we reasonably believe: (i) you have breached these Terms, our Acceptable Use Policy, or other relevant policy; (ii) you create risk or possible legal exposure for us; or (iii) our provision of the Communications to you is no longer commercially viable.

In all such cases, these Terms shall terminate, except that the following sections shall continue to apply: Indemnification, Disclaimer; Limitation of Liability, Miscellaneous.

Indemnification

You agree to defend, indemnify and hold us harmless from and against any and all third party claims and expenses, including attorneys’ fees, arising out of or related to your use of our Communications (including, but not limited to, from your Submissions or from your violation of any these Terms).

Your use of our websites and any software required to use the Service is protected by intellectual property laws and these Terms.

All copyright, trade-marks and all other intellectual property rights in all material or Content supplied as part of the Service will remain ours or, where applicable, our third party content partners. We hereby grant you a licence to use such rights for your use only, in accordance with these Terms.

You must not do or authorise any of the following:

1 copy (except as permitted under the Copyright Designs and Patents Act 1988, as amended from time to time), publish, rent, reproduce, transmit, frame, reverse engineer, decrypt, decompile, disassemble, alter or commercially exploit the relevant software or any information or (if applicable) download from the website;

2 sell or make any charge for using any part of website; or

3 download content from the website and redisplay it on your own website.

We may prevent the copying of any part of the website.

Modifications to these Terms

We may update these Terms from time to time to address a new feature of the Communications or to clarify a provision. The updated Terms will be posted online. If the changes are substantive, we will announce the update through our usual channels for such announcements such as blog posts, banners, emails, or forums. Your continued use of our Communications after the effective date of such changes constitutes your acceptance of such changes. To make your review more convenient, we will post an effective date at the top of this page.

Miscellaneous

A person who is not a party to this Agreement may not enforce any of its terms under the Contracts (Rights of Third parties) Act 1999.

You may not assign any of the rights you have under this Agreement or this Agreement itself.

The exclusions and limitations in this Agreement apply only to the extent that they are permitted by law.

The Agreement is governed by the laws and England and Wales and you and we both submit to the exclusive jurisdiction of the English Courts in respect of all disputes that arise between you and us.

Our contact details:

Email: info@forwills.co.uk

Telephone: 07979 704 071

Acceptable Use Policy

You may not use any of our services and products to:

• Do anything illegal or otherwise breach law

• Threaten, harass, or violate the privacy rights of others; send unsolicited communications; or intercept, monitor, or modify communications not intended for you

• Harm users such as by using viruses, spyware or malware, worms, Trojan horses, time bombs or any other such malicious codes or instructions

• Collect or harvest personally identifiable information, including, but not limited to, account names or email addresses

• Engage in any activity that interferes with or disrupts our services or products (or the servers and networks which are connected to our services)

• Reproduce, duplicate, copy, sell, trade or resell our services or products for any purpose

• Violate the copyright, trademark, or infringe the intellectual property rights of others

• Upload, download, transmit, display, or grant access to content that:

Is illegal or promotes illegal activities

Is inappropriate such as obscene or pornographic materials, graphic depictions of sexuality or violence, or images that exploit or harm children

Infringes anyone’s rights, including intellectual property or other proprietary rights or rights of privacy or publicity

Is deceptive, misleading, fraudulent or is designed to phish or perform other identity theft

Is intended to promote gambling

Engages in the advertisement of or encourages illegal or controlled products or services

Degrades, intimidates, incites violence against, or encourages prejudicial action against someone or a group based on age, gender, race, ethnicity, national origin, religion, sexual orientation, disability, religion, geographic location or other protected category or constitutes hate speech

Misleads a user into making a wrong decision

This list is illustrative, not definitive, and may be updated.

We reserve the right to suspend any users that we deem in violation of these guidelines or the applicable product terms of service.

This policy (together with our Website Terms and Conditions, Privacy Policy, and any other documents referred to in them) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Your privacy is an important factor that we consider constantly. We are committed to being transparent and open. This Privacy Policy explains how we receive and collect information about you, and what we do with that information once we have it.

What do we mean by “personal information?”

For us, “personal information” means information which identifies you, like your name or email address.

Any information that falls outside of this is “non-personal information.”

If we store your personal information with information that is non-personal, we will consider the combination as personal information. If we remove all personal information from a set of data then the remaining is non-personal information.

Cookies collect anonymous information about how visitors use our site, which is then used to help improve the site. The information collected includes the number of site visitors, where visitors come to the site from and the pages they visited.

Information we may collect from you:

You give us information on registration for use of our websites and by filling in forms on our websites or by corresponding with us by phone, e-mail or otherwise. The information you give us may include your name, address, e-mail address and phone number, financial information or other personal information or description.

• We collect information automatically (e.g., when you use our online systems) such as Internet protocol (IP) address used to connect your computer to the Internet, your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform; and

• When you visit the website we collect the full Uniform Resource Locators (URL) clickstream to, through and from our site (including date and time); investments you viewed or searched for; page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page and any phone number used to call our customer service number

What do we do with your information once we have it?

Information you give to us.

We will use this information:

• to carry out our obligations arising from any contracts entered into between you and us and to provide you with the information, investments and services that you request from us;

• to provide you with information about other goods and services we offer that are similar to those that you have already purchased or enquired about;

• to notify you about changes to our service;

• to ensure that content from our site is presented in the most effective manner for you and for your computer.

Information we collect about you.

We will use this information:

• to administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;

• to improve our site to ensure that content is presented in the most effective manner for you and for your computer;

• to allow you to participate in interactive features of our service, when you choose to do so;

• as part of our efforts to keep our site safe and secure;

• to measure or understand the effectiveness of the information we serve to you and others, and to deliver relevant information to you;

• to make suggestions and recommendations to you and other users of our site about goods or services that may interest you or them.

Information we receive from other sources.

• We may combine this information with information you give to us and information we collect about you. We may use this information and the combined information for the purposes set out above (depending on the types of information we receive).

We may share your information with selected third parties including:

• Business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you.

We may disclose your personal information to third parties:

• In the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets.

• If For Wills Limited or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.

• If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Website Terms and Conditions and other agreements; or to protect the rights, property, or our safety , our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

Where we store your personal data

The data that we collect from you will not transferred to, and stored at, a destination outside the European Economic Area (“EEA”). All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

Your rights

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can also exercise the right at any time by contacting us at to info@forwills.co.uk.

Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

Access to information

The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.

Changes to our privacy policy

Any changes we may make to our Privacy Policy in the future will be posted on this page and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy policy.

Contact

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to info@forwills.co.uk.